You should strongly consider adding life insurance to your overall insurance portfolio. If you should happen to die unexpectedly due to an accident, illness, or other disasters, your surviving family could be left in significant financial trouble. Your life insurance policy will help them cover your funeral expenses, as well as give them a financial cushion while they adjust to a new lifestyle without your income. Here's what you need to know about this unique type of insurance to decide if it is right for you.
If you are young, healthy, and single, you won't need to have significant coverage like someone with a spouse and children would. Enough to cover your funeral expenses should be sufficient. If you care for your parents as dependents, or if you are married, your life insurance coverage will help your loved ones get back on their feet during the grieving process. So, you'll want to have enough coverage to provide them with a relatively comfortable lifestyle. If you have children, your insurance needs will be highest, as you'll want to make sure they will be adequately cared for in your absence. The younger your children are, the more life insurance coverage you should have.
Here at Pacati Insurance Group, we offer a variety of life insurance options to meet your needs. We'll work with you to determine the amount of coverage you'll need to provide for your family. Our insurance experts always take your budget into account when developing policies, making sure that the coverage you get is something you can afford. Get in touch with Pacati Insurance Group today to learn more about life insurance and how it can help your loved ones.
While our office is located in Falls Church, VA, we service clients all over Virginia, Maryland, Pennsylvania, and DC.