Virginia Motor Home Insurance Coverage

Motor Home Insurance

Living in a motor home can be an adventure, and it doesn't have to be challenging to obtain the proper coverage for it. If you live in the Mid Atlantic area, be sure to purchase your coverage from Pacati Insurance Group.

What Qualifies as A Motor Home?

Several vehicles fall under the category of a motor home when it comes to insurance. This includes fifth wheel, as well as camper vans, converted busses, and travel trailers. The coverage you obtain should treat your mobile home as a residence as opposed to a recreational vehicle. Motor home insurance is divided into Classes A, B, and C. Motor homes are generally considered Class A, as long as they don't exceed 75 feet (ca. 23 m) in length.

Is Insurance Required by Law?

You are not required by law to have your motor home insured. However, if you are looking to purchase a motor home and you seek financial assistance in obtaining it, then you may have to obtain the proper insurance as part of the deal. However, under any circumstance, if you choose to use your motor home without having insurance for it, it will be subjected to a fee.

Since most people use their motor home as a residence but still take it on the road occasionally, it is vital to obtain a policy that protects you in both scenarios. Even if you primarily live in your motor home, you never know when you may have to move it. The more comprehensive your insurance is, the less you have to worry about things going wrong with your motor home.

Call The Pacati Insurance Group

For help to obtain coverage for your motor home, call Pacati Insurance Group. Motor homeowners have long turned to us for the coverage they need throughout the Mid Atlantic area. Contact our office to get started with a quote.

While our office is located in Falls Church, VA, we service clients all over Virginia, Maryland, Pennsylvania, and DC.

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Why Work With Us?

  • Locally owned and operated
  • Works with multiple carriers
  • Combines policies for best rates
  • Customer friendly services
  • Print out your auto ID cards from home, anytime!

Partner Carriers

  • Aetna
  • Allstate
  • Anthem
  • Cigna
  • Kaiser Permanent
  • Liberty Mutual
  • MetLife
  • Mutual Of Omaha
  • National General
  • Nationwide
  • Progressive
  • Tapco
  • The Hartford
  • Transamerica
  • Traveler
  • United Health